Capnix is a loan facilitation platform, not a lender. We read how cash moves through your trading business, then approach the working-capital and receivables lenders most likely to fund you, at no cost to your business.
Why Capnix
More than a loan. A team that gets you there
A loan that tracks your cash cycle
We look at how money moves between suppliers, stock, and customers, then approach lenders whose terms fit your turnover and seasonality.
One profile, the right lenders
Instead of approaching banks one by one, you share your details once and we take your case to the lenders most likely to say yes for traders and distributors.
What trading businesses need
Working capital to keep stock moving
Inventory financing for bulk purchases
A loan that bridges cash-cycle gaps
How it works
A clear path to your loan
From your first message to disbursal, here is how we work with you.
01
Tell us what your business needs
Share your loan amount, what it is for, and a quick snapshot of how your business runs day to day.
02
We analyse your financials
Our AI-assisted tools read your cash flow and financial health to build a clear, lender-ready picture.
03
We match you and facilitate
Our experts shortlist the lenders best suited to your profile, then run the application for you.
04
We see your loan through
We stay with you from sanction through to disbursal, keeping you posted at every single stage.
Suited products
Loan products we facilitate for Trading
Working Capital Loans
Keep operations running smoothly and manage day-to-day cash flow.
Invoice & Bill Discounting
Free up cash tied up in unpaid invoices.
Business Line of Credit
Flexible access to funds, drawn as you need them.
Loan products, rates, and eligibility are determined by our partner lenders. Capnix facilitates access to funding and does not lend directly.
Good to know
Questions about loans for trading
Usually working capital, a business line of credit, and invoice or bill discounting, because the cash cycle rather than heavy assets drives the need. Capnix matches you to the right mix.
Yes. That timing gap is exactly what working capital and invoice discounting address. We approach lenders whose terms fit how your stock and receivables move.
No. Capnix is free for businesses and is paid by our lending partners. We facilitate access to funding and do not lend directly.
The method behind it
Read your cash cycle. Matched to the right lender
Trading and distribution live and die by the cash cycle. We read how money moves between your suppliers, stock, and customers, then size funding to the gap you need to bridge.
From there we approach the working-capital and receivables lenders most likely to say yes for traders and distributors, so the terms fit your turnover, at no cost to you.
The right loan for your trading business.
Tell us what your business needs and we approach the lenders most likely to say yes, usually within one business day.
We use necessary cookies to run this site, and analytics cookies only with your consent. No advertising, no cross-site tracking. Read our Cookie Policy.
