Loans for Indian Businesses

Get your business funded.

Share your GST number. We run the whole loan for you, from first call to money in your account.

Start with your GST number

  • Costs you nothing
  • 300+ lenders on our panel
  • No hard credit enquiry
What happens next

Three steps. We carry the load.

One team owns every step, from the first call to money in your account.

Step 01

Share your business

Tell us your funding need and connect your financials. Our analysis does the heavy lifting.

Step 02

We find the fit

We take your file to the lenders in our panel most likely to back it. If one says no, we go back out with your file.

Step 03

Get your loan

We build the application, chase the lender, and stay on the file until the money is in your account.

Why businesses pick Capnix

Real people work on your loan, start to finish

We handle everything

From first call to money in your account, we do the work. You run your business.

One file, 300+ lenders

We send your file to the lenders most likely to say yes, not the highest payer.

A no is not the end

If a lender says no, we find out why, fix it, and try the next one.

Track every step

We tell you where your loan is at every step, and who is working on it.

It costs you nothing

No joining fee, no file charge, no cut of your loan. Lenders pay Capnix when the loan is disbursed.

Your data, your call

We read your records only with your consent. Nothing goes to a lender until you approve it.

Loan products

Every kind of business loan, one file

Start with your GST number

Working capital, term loans, equipment finance, loan against property, invoice and bill discounting, unsecured business loans and more. You tell us the need. We find the product and the lender.

Who is behind Capnix

Built in Gurugram.
With you till disbursal, not just approval.

Capnix is built and run by Webority Technologies Private Limited.
Our job is to get your file in front of the right lender, matched to your business, and carry it through to disbursal.

Have a question?
Find answers here

Whether you are scaling up, smoothing cash flow, or buying new equipment, we take your file to the right lender and stay with it through to disbursal.

No. Getting your loan costs you nothing. There is no joining fee, no file charge and no cut of the loan. Lenders pay Capnix when a loan is disbursed.
No. Capnix is not a bank or an NBFC and never lends its own money. Loans come from the lenders on our panel, who set every rate, term and approval decision.
No. Capnix runs a soft credit check to score your readiness, which never affects your score. A hard enquiry only happens once you approve your file going to a lender.
A Capnix team member calls you within one business day. You tell us what the business needs. We tell you what we will need from you and how the loan will run. Your invite to the Capnix portal follows by email.
Usually your GST returns, bank statements and income tax returns, shared with your consent. We tell you exactly which ones on the call, and we read them ourselves so you are not filling forms.
It identifies your business on the public GST register. We read the registration from there, so you never have to type your business details into a long form.