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Loan products

Business loans for your growth

Whatever stage your business is at, Capnix picks the right product for your file, takes it to the lenders in our panel, and runs the loan through to disbursal.

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What we get you funded on

Loan products built around your business

From day-to-day working capital to growth assets and specialised MSME finance, we match your file to the lenders most likely to back it and carry the loan requirement for you.

01

Working capital

Day-to-day liquidity, flexible credit lines, and financing against your receivables.

6 products
Working Capital Loans

Working Capital Loans

Keep operations running smoothly and manage day-to-day cash flow.

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Cash Credit & Overdraft Facility

Cash Credit & Overdraft Facility

Access a sanctioned working-capital limit for recurring cash-flow needs.

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Business Line of Credit

Business Line of Credit

Flexible access to funds, drawn as you need them.

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Purchase Order Finance

Purchase Order Finance

Fund confirmed orders before customer payment arrives.

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Supply Chain Finance

Supply Chain Finance

Finance linked to vendor, dealer, distributor, or anchor relationships.

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02

Growth & assets

Term loans for expansion, new equipment, and the longer horizons that growth needs.

4 products
Equipment Financing

Equipment Financing

Acquire machinery and assets without straining your cash reserves.

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Commercial Vehicle Loans

Commercial Vehicle Loans

Finance trucks, vans, delivery vehicles, and business transport assets.

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Secured Business Loans / Loan Against Property

Secured Business Loans / Loan Against Property

Larger-ticket business funding backed by property or other collateral.

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03

Specialized MSME finance

Unsecured lending, MSME and Udyam options, trade finance, and funding that follows your scheme eligibility or your daily takings.

5 products
Unsecured Business Loans

Unsecured Business Loans

Business funding without property collateral, based on profile and cash flow.

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MSME & Udyam Business Loans

MSME & Udyam Business Loans

Tailored options for registered small enterprises.

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Government-backed MSME Loans

Government-backed MSME Loans

Scheme-linked MSME funding through eligible lenders and programs.

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Merchant Cash Advance / POS-based Loans

Merchant Cash Advance / POS-based Loans

Funding linked to card, POS, or digital sales activity.

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We don't lend. We get you funded by the ones who do. Products, rates, terms, and every approval are theirs to set. Getting your file there and seeing it through is ours to own.

Not sure which
loan fits?

Tell us your funding need. We pick the right product, take
it to the lenders most likely to back you, and run it from there.

Talk to our team