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Loan products

Business loans for your growth

Whatever stage your business is at, there is a loan option for you. Capnix facilitates access to a full range of MSME loan products through our lenders.

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What we facilitate

Loan products built around your business

From day-to-day working capital to equipment and long-term growth, we match you to the lenders most likely to say yes.

Working Capital Loans

Working Capital Loans

Keep operations running smoothly and cover day-to-day cash-flow gaps without ever dipping into your reserves.

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Term Loans

Business Term Loans

Fund expansion, new equipment, or long-term growth with a lump sum repaid over a fixed, predictable tenure.

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Business Line of Credit

Business Line of Credit

Flexible access to a pre-approved limit, drawn as you need it, with interest charged only on what you actually use.

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Invoice & Bill Discounting

Invoice & Bill Discounting

Free up the cash tied up in unpaid invoices so you never have to wait on customers to settle their bills.

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Equipment Financing

Equipment Financing

Acquire machinery, vehicles, and assets without straining your reserves or paying the full cost of them upfront.

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MSME & Udyam Business Loans

MSME & Udyam Business Loans

Tailored loan options built around the realities and needs of registered MSME and Udyam small enterprises.

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We don't lend. We get you to the ones who do. Products, rates, and eligibility are theirs to set. The right match is ours to make.

Not sure which
loan fits?

Tell us your funding need and our experts point you to
the right product and the lenders most likely to say yes.

Talk to our team