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Industries we serve

Business loans for your sector

Different sectors borrow differently. We know the funding patterns of the industries we serve, so the lenders we take your file to already understand how your business works. Then we run the loan through to disbursal.

Goods stacked on tall racks inside a distribution warehouse
Sectors we serve

Loans shaped around your industry

From trading and manufacturing to healthcare and hospitality, we take each file to the lenders that understand how that sector borrows, and stay on it until the loan is disbursed.

Trading & Distribution

Trading & Distribution

Working capital and inventory finance to bridge the gap between paying suppliers and getting paid.

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Manufacturing

Manufacturing

Equipment finance and term loans sized to new machinery, added capacity, and longer horizons.

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Retail & E-commerce

Retail & E-commerce

Flexible working capital that moves with seasonal demand and the inventory each season needs.

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Services & Professional Firms

Services & Professional Firms

Cash-flow-based lending for firms whose value sits in people and contracts, not collateral.

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Healthcare & Clinics

Healthcare & Clinics

Equipment and expansion finance for clinics, labs, and practices adding capacity or machines.

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Hospitality & F&B

Hospitality & F&B

Working capital for daily running costs, plus renovation finance for a refit or a new outlet.

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Loan products, rates, and eligibility are determined by our partner lenders. Capnix is not a lender and does not lend its own capital. We run your loan journey end to end.

Why sector matters

No two industries borrow the same way

A trader funds stock cycles, a manufacturer funds machinery, a clinic funds equipment. We read your sector first, so the lenders we approach already understand how money moves in your business.

That sector lens is how we shortlist the right lenders for your file. It is also how we put your case in the language a lender for your industry expects to read.

Lenders who
know your sector.

Tell us about your business. We take your file to the right
lenders and carry it through, with no hard enquiry on your personal credit to start.

Talk to our team