Capnix facilitates funding rather than lending it. We match you to lenders who fund day-to-day operations and renovation or expansion for hospitality and F&B, free for your business.
Why Capnix
More than a loan. A team that gets you there
Working capital that keeps doors open
We approach lenders whose terms fit the daily cash flow of hospitality, so staffing, stock, and running costs are covered through quieter spells.
Finance to refresh and expand
We help you put a case behind a renovation or a new outlet, then approach lenders suited to funding the experience your guests come for.
What hospitality businesses need
Working capital for daily operations
Renovation and refurbishment finance
Expansion finance for new outlets
How it works
A clear path to your loan
From your first message to disbursal, here is how we work with you.
01
Tell us what your business needs
Share your loan amount, what it is for, and a quick snapshot of how your business runs day to day.
02
We analyse your financials
Our AI-assisted tools read your cash flow and financial health to build a clear, lender-ready picture.
03
We match you and facilitate
Our experts shortlist the lenders best suited to your profile, then run the application for you.
04
We see your loan through
We stay with you from sanction through to disbursal, keeping you posted at every single stage.
Suited products
Loan products we facilitate for Hospitality
Working Capital Loans
Keep operations running smoothly and manage day-to-day cash flow.
Term Loans
Fund expansion, equipment, or long-term growth.
Equipment Financing
Acquire machinery and assets without straining your cash reserves.
Loan products, rates, and eligibility are determined by our partner lenders. Capnix facilitates access to funding and does not lend directly.
Good to know
Questions about loans for hospitality
Working capital for daily operations, term loans for renovation or expansion, and equipment finance for kitchens and fit-outs. Capnix matches you to the right lenders.
Yes. Term loans and equipment finance are well suited to refurbishment and expansion. We approach lenders comfortable with the sector.
Nothing for your business. Capnix is paid by our lending partners. We facilitate access to funding and do not lend directly.
The method behind it
Read your season. Matched to the right lender
Hospitality and F&B run on seasons, footfall, and fit-out cycles. We read how your covers and cash flow move through the year, then size funding to your real working needs.
From there we approach lenders comfortable with seasonal, footfall-driven businesses, so the terms fit your calendar, at no cost to you.
The right loan for your hospitality business.
Tell us what your business needs and we approach the lenders most likely to say yes, usually within one business day.
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