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For Partners

Earn on every disbursal

CAs, DSAs, consultants, and referral partners: send us the MSMEs who need a loan and earn a commission on every disbursal. No paperwork, no underwriting, none of the legwork on your side.

Become a Partner
Close-up of two businessmen shaking hands to seal a deal in an office
Who partners with us

Built for the people MSMEs already trust

If business owners come to you for advice, you are exactly who we built this for. Refer the ones who need a loan and let our team carry it the rest of the way.

Chartered
Accountants

Clients trust you with their numbers. Refer the ones who need a loan and earn on each disbursal.

DSAs and
loan agents

Place more files without touching underwriting. We handle the analysis and lenders; you just earn.

Consultants
and advisors

Add a funding path to the advice you already give, and earn each time a client's loan is disbursed.

Ex-bankers

You already know how lenders think from the inside. Refer the businesses you can no longer serve and earn on every disbursal.

Do not see your role above? If clients trust your advice, you can refer.

See if you can partner
How partnering works

From your referral to your commission

You make the introduction. We carry the loan from there. You earn when it is disbursed.

Refer a client in under a minute

Send us a few basic business and contact details, and that is the only thing we ever ask of you. No paperwork to chase, and nothing to fill on your client's behalf.

We take the file from here on out

Our team runs the financial analysis, the documentation, and all the lender coordination, then carries the application through the process on your behalf.

You stay in the loop, start to disbursal

We keep you posted at every stage, right through to disbursal, and the client always stays yours. You remain their trusted advisor while we quietly do the heavy lifting.

You earn your fee on every disbursal

Once your client's loan is disbursed, your commission follows automatically. We handle the entire payout, so there is nothing for you to invoice or chase on your end.

How you get paid

Refer for free. Earn on disbursal

The deal is simple. You carry no cost to join or refer, and you earn every time a referred client's loan goes through.

Free to refer

No joining fee, no cost to refer, nothing out of your pocket. You only ever earn.

Commission on every disbursal

You earn a commission on each referred loan that reaches disbursal. The more clients you refer, the more you can earn.

Clear, tracked payouts

Your payout terms are agreed in writing when you join, and our team keeps you updated on every referral as it moves towards disbursal.

Good to know

Questions partners ask

Straight answers on who can join, what it costs, the effort involved, and how you get paid.

Chartered Accountants, DSAs and loan agents, consultants, advisors, ex-bankers, and referral partners are all welcome. If you work with MSMEs that need a loan, you can partner with Capnix and earn commission on every disbursal.

Yes. There is no joining fee and no cost to refer. You only ever earn, you never pay to be a Capnix partner.

Almost none. You share a few basic business and contact details, and our team takes over the financial analysis, the documentation, and the lender coordination from there.

You earn a commission when your referred client's loan is disbursed. Your exact payout terms are confirmed in writing when you join, and our team keeps you updated on each referral as it progresses.

Your commission is a share of the amount the lender actually disburses, at a rate confirmed in writing when you join. Larger loans and more referrals mean more earnings, and the rate card is the same for every partner of your type.

No. There is no limit on the number of clients you refer or the total you can earn. You earn on every referred loan that is disbursed, so your earnings scale with the deals that go through.

No. Your commission is paid by Capnix out of the lender's facilitation fee. It is never deducted from your client's loan or added to their cost, so your client gets their full loan on the lender's standard terms.

Yes. Commission is calculated on what the lender actually disburses. If a loan is released in tranches, your payout follows each disbursed amount as it goes out.

Yes. If a client you referred comes back for another loan we facilitate, that disbursal is eligible for commission as well, under the same partner terms. We cannot guarantee any approval, since the lender makes that call, but every disbursal you bring in earns.

Yes, the client always stays yours. We run the loan process behind the scenes and keep you informed, so the relationship and the trust stay with you.

Our team responds within one business day. Capnix is a loan facilitation platform and not a lender, so we cannot guarantee an approval, but we will walk you through the next steps quickly.
Become a Partner

Start referring today

Tell us a little about yourself and the clients you refer. Our team responds within one business day.

A few details, and what you typically refer.

Our team responds within one business day.