Capnix is a facilitator, not a lender. We read the strength of your cash flow rather than your asset base, then approach lenders who offer cash-flow-based lending to professional firms, free for your business.
Why Capnix
More than a loan. A team that gets you there
Lending built on cash flow
We help you present the strength of your revenue and pipeline, so funding fits a business built on people rather than heavy assets.
Less collateral, the right lenders
We approach lenders comfortable lending against cash flow, so you are not held back by a lack of physical security.
What services businesses need
Cash-flow-based lending
Loans without heavy collateral
Working capital for payroll and growth
How it works
A clear path to your loan
From your first message to disbursal, here is how we work with you.
01
Tell us what your business needs
Share your loan amount, what it is for, and a quick snapshot of how your business runs day to day.
02
We analyse your financials
Our AI-assisted tools read your cash flow and financial health to build a clear, lender-ready picture.
03
We match you and facilitate
Our experts shortlist the lenders best suited to your profile, then run the application for you.
04
We see your loan through
We stay with you from sanction through to disbursal, keeping you posted at every single stage.
Suited products
Loan products we facilitate for Services
Working Capital Loans
Keep operations running smoothly and manage day-to-day cash flow.
Business Line of Credit
Flexible access to funds, drawn as you need them.
Term Loans
Fund expansion, equipment, or long-term growth.
Loan products, rates, and eligibility are determined by our partner lenders. Capnix facilitates access to funding and does not lend directly.
Good to know
Questions about loans for services
Often yes. Cash-flow-based lending looks at the strength of your business rather than demanding heavy assets. Capnix approaches lenders who work this way.
Payroll, working capital, and growth are the common uses for professional firms. We match you to lenders suited to how services businesses operate.
Yes. Capnix is free for businesses and paid by our lending partners. We facilitate access to funding and do not lend directly.
The method behind it
Read your billing cycle. Matched to the right lender
Service and professional firms borrow against people and receivables, not heavy assets. We read your billing cycle and pipeline, then build a case around how your firm earns.
From there we approach lenders who fund people-led businesses, so the terms fit your project and payment cycles, at no cost to you.
The right loan for your services business.
Tell us what your business needs and we approach the lenders most likely to say yes, usually within one business day.
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