Capnix is a loan facilitation platform, not a lender. We read your financials, build a clear picture of your borrowing strength, and approach the working-capital lenders best suited to your business, all at no cost to you.
Why Capnix
More than a loan. A team that gets you there
A loan matched to your cash cycle
We look at how money actually moves through your business, then approach lenders whose working-capital terms fit your turnover and seasonality.
One application, multiple lenders
Rather than knocking on doors one by one, you share your details once and we take your profile to the lenders most likely to say yes.
Where working capital loans helps
Cover salaries, rent, and utilities through slower months
Buy stock or raw materials ahead of demand
Bridge the gap between paying suppliers and getting paid
Smooth out seasonal dips in cash flow
How it works
A clear path to your loan
From your first message to disbursal, here is how we work with you.
01.
Tell us what your business needs
Share your loan amount, what it is for, and a quick snapshot of how your business runs day to day.
02.
We analyse your financials
Our AI-assisted tools read your cash flow and financial health to build a clear, lender-ready picture.
03.
We match you and facilitate
Our experts shortlist the lenders best suited to your profile, then run the application for you.
04.
We see your loan through
We stay with you from sanction through to disbursal, keeping you posted at every single stage.
What makes us different
Built around the right loan, not a product to push
01
AI-assisted analysis
We read your financials to understand your real borrowing strength, so your case is built on more than a form.
02
Expert facilitation
A dedicated team works the lenders on your behalf, from first conversation to disbursal.
03
Wider lender access
One conversation reaches multiple lenders in our network, instead of you applying one by one.
04
Free for businesses
You pay nothing. Our lending partners pay us, so the service costs your business nothing.
A strong fit if
Your sales are steady but cash arrives unevenly
You need short-term funds rather than a long-term loan
You want to keep operations moving without dipping into reserves
Loan products, rates, and eligibility are determined by our partner lenders. Capnix facilitates access to funding and does not lend directly.
FAQs
Questions about working capital loans
It covers the day-to-day running of your business, like salaries, rent, utilities, restocking, and bridging the gap between paying suppliers and getting paid. Capnix matches you to lenders whose working-capital terms fit your turnover and cash cycle.
A working capital loan is built for short-term operating needs, while a term loan funds a one-time, longer-term investment repaid over a fixed tenure. Capnix helps you work out which fits and approaches the right lenders for it.
No. Capnix is a loan facilitation platform, not a lender. We read your financials, build your case, and approach the lenders most likely to fund you, at no cost to your business.
The method behind it
Read your cash flow. Matched to the right lender
Working capital lives and dies by timing. We read how money actually moves through your business, then size the facility to the gap you need to bridge, not a number off a template.
From there we approach the working-capital and receivables lenders most likely to say yes for a business like yours, so the terms fit your turnover and your season, at no cost to you.
Real people, start to disbursal.
No hand-offs and no generic replies. A dedicated team works the lenders while you keep running your business.
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