Refer a business.
Earn a share of what the lender pays Capnix.
No underwriting, no documentation to chase, none of the legwork. You introduce the business; we get the file loan ready, take it to our lender panel, and run it through to disbursal. CAs, DSAs, consultants and referral partners all qualify. Commission is a share of the lender revenue Capnix actually receives on a disbursed loan, at the rate recorded in your account, under the Partner Terms.
Built for the people businesses already trust
If business owners come to you for advice, you are exactly who we built this for. Refer the ones who need a loan and our team owns it the rest of the way, right through to disbursal.
Chartered
Accountants
Businesses trust you with their numbers. Refer the ones who need a loan and earn commission under the Partner Terms.
DSAs and
loan agents
Place more files without touching underwriting. We handle the analysis and the lenders.
Consultants
and advisors
Add a funding path to the advice you already give. Earn commission on loans that disburse, under the Partner Terms.
Ex-bankers
You already know how lenders think from the inside. Refer the businesses you can no longer serve and earn commission under the Partner Terms.
Do not see your role above? If clients trust your advice, you can refer.
See if you can partner (opens in a new tab)From your referral to your commission
You make the introduction. We carry the loan from there. You earn when it is disbursed.
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Step 01
Refer a client in under a minute
Send us a few basic business and contact details, and that is the only thing we ever ask of you. No paperwork to chase, and nothing to fill on your client's behalf.
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Step 02
We take the file from here on out
Our team runs the financial analysis, the documentation, and all the lender coordination, then carries each lender application through the process on your behalf.
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Step 03
You stay in the loop, start to disbursal
We keep you posted at every stage, right through to disbursal, and the client always stays yours. You remain their trusted advisor while we quietly do the heavy lifting.
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Step 04
You earn your commission after disbursal
Your commission is earned once your client's loan is disbursed, the lender's fee reaches us, and you raise a valid tax invoice. It shows in your ledger, and we handle the payout from there.
How you get paid
Refer for free. Earn when the lender pays Capnix
Free to refer
No joining fee, no cost to refer, nothing out of your pocket. You only ever earn.
Commission on disbursed loans
You earn commission on a referred loan once it disburses, Capnix receives the lender revenue and you raise a valid tax invoice. It is a share of that lender revenue, at the rate in your account.
Clear, tracked payouts
Your payout terms are agreed in writing when you join, and our team keeps you updated on every referral as it moves towards disbursal.
Questions partners ask
Straight answers on who can join, what it costs, the effort involved, and how you get paid.
Start referring today
Register your firm in a couple of minutes and start referring straight away. Complete your KYC and add a bank account we can verify, and your commission is paid out on every disbursal.
Free to join. You are never charged to refer.