Udyam certificate: how to get, download, print and verify it

What a Udyam certificate is

A Udyam certificate is the proof that your business is registered as a micro, small or medium enterprise. Its formal name is the Udyam Registration Certificate, often shortened to URC. When people search for an "MSME certificate", this is the document they mean.

The certificate is an e-certificate. The Ministry of MSME issues it online the moment Udyam registration is complete, together with a permanent Udyam Registration Number (Udyam gazette notification). There is no paper version to collect and no fee to pay at any step (Udyam gazette notification).

Three facts about it matter more than any other:

• It is permanent. It never needs renewal (Udyam Registration portal).
• It is checkable. It carries a dynamic QR code that opens your enterprise's page on the government portal (Udyam Registration portal).
• It decides your category at a bank. For priority sector lending, banks follow the category recorded in the URC (RBI Master Direction, lending to MSME sector).

Capnix does not issue, download or print Udyam certificates. Everything on this page happens on the official portal, udyamregistration.gov.in, or in DigiLocker.

What the Udyam certificate tells a reader

A lender, a buyer or a government office reads your certificate for a few specific things. This table lists what the certificate establishes, as the official sources describe it.

The category on the certificate can change over time. If your investment or turnover grows past a limit, the portal re-classifies you, and a communication is sent to you about the change (Udyam gazette notification). The MSME classification page explains the limits and the timing.

How to get a Udyam certificate

You get the certificate by completing Udyam registration. There is no separate application for the certificate itself. The Udyam registration guide explains who can register and whose Aadhaar goes on the form.

In short:

1. Go to udyamregistration.gov.in and choose "New Registration" (Udyam Registration portal).
2. Complete the Aadhaar check, enter the business PAN and fill in the business details. No documents are uploaded.
3. Submit. The portal issues your Udyam Registration Number and the certificate online (Udyam gazette notification).

If you hold an old Udyog Aadhaar (UAM) number, choose "UAM Migration to Udyam" instead (Udyam Registration portal). Old UAM registrations stopped being valid after 30-Jun-2022, so a UAM certificate on its own no longer works as proof (Udyam Registration portal). Udyam vs Udyog Aadhaar covers the move.

How to download or print your Udyam certificate

There are two free routes. Neither needs an agent.

Route 1: the official Udyam portal

1. Open udyamregistration.gov.in.
2. In the "Print/Verify" menu, choose "Print Udyam Certificate" (Udyam Registration portal).
3. Enter your Udyam Registration Number and the details the portal asks for, and complete the check it sends.
4. Save the certificate as a PDF, or print it.

If you cannot remember your number, use "Forgot Udyam/UAM Number" in the same menu first (Udyam Registration portal).

Route 2: DigiLocker

The Udyam portal and DigiLocker are linked, and your certificate is stored there in electronic form. In a letter dated 01-Jan-2025, the Office of the Development Commissioner (MSME) asked ministries, the Reserve Bank of India and state departments to accept the DigiLocker copy as equal to the physical certificate (Udyam Registration portal document). For many offices, sharing the DigiLocker copy is enough.

How to verify a Udyam certificate

Anyone can check whether a certificate is real. This matters when you are a buyer checking a supplier, or a lender checking a borrower.

• Scan the QR code. It opens the enterprise's page on the government portal (Udyam Registration portal).
• Use "Verify Udyam Registration". The portal's Print/Verify menu has this option for any number (Udyam Registration portal).
• For an old number, "Verify Udyog Aadhaar" checks a UAM number (Udyam Registration portal).

If the details on the portal do not match the paper you were given, trust the portal.

Is the Udyam certificate valid for life?

The registration does not expire and never needs renewal (Udyam Registration portal). But "valid for life" comes with three conditions.

1. You must keep it updated. Every registered business must update its information online, including ITR and GST return details for the previous financial year. If you miss the update window the portal sets, your status can be suspended (Udyam gazette notification).
2. Your category can change. If you grow past a limit, you keep your current status until one year after the close of the year of registration (Udyam gazette notification). If you shrink, you move down only when you fall below both limits, and the new status starts on 1 April of the next financial year (Udyam gazette notification).
3. It can be cancelled after a complaint. The District Industries Centre (DIC) investigates a discrepancy, and the state may amend the details or recommend cancellation (Udyam gazette notification). The Ministry has authorised its regional offices to act on such requests within 48 hours (Udyam Registration portal document).

The fees and updates page explains how to change your address, name or activity.

Where the Udyam certificate is used

Most people first need the certificate because a lender or a buyer asks for it. Here is where it changes something, with the condition attached.

A certificate does not make a loan certain. Lenders still read your bank statements, returns and repayment history, and they decide. The benefits page goes deeper on each row.

Paid "certificate" websites: what to know

The official portal states plainly that it is the only official website, and it warns visitors to beware of fake sites (Udyam Registration portal). The registration notice adds that, apart from the government portal and its single window systems, no private system, agency or person is authorised to register a business or do any related activity (Udyam Registration portal).

That covers printing too. Printing, verifying and recovering a number are free options on the portal (Udyam Registration portal). If a website asks you to pay for a Udyam certificate, a "certificate download" or an "update", you are paying for something the government gives free (Udyam gazette notification). Check the address bar for udyamregistration.gov.in before you enter your Aadhaar anywhere.

Keep the certificate with your loan papers

When you prepare a loan file, keep the latest certificate PDF beside your PAN, GST registration and bank statements. Make sure the business name and address match across all of them. A mismatch is one of the most common reasons a file slows down, and the MSME loan documents checklist shows what else to gather. To see how a lender would read the rest of your file, take the free readiness check.